Resources & Frequently Asked Questions

Credit Card Processing can be used for in-person terminals, mobile and wireless options, online options, and MOTO (mail order/telephone).

Whether you’re accepting credit cards on an in-person terminal, online, or other methods, each transaction is charged a small processing fee. Credit card processing fees can vary depending on many different factors. Apply today for a free analysis that can determine your expected processing fee. The greater the sales volume you can estimate, the more leverage you have to negotiate lower processing fees.

Whether you operate out of a storefront or online, a Transaction Express electronic payment gateway, as well as others, can handle your processing needs. Electronic payment gateways can process swiped retail transactions of all major credit cards through its virtual terminal or through a custom integration using web services. Its IP-enabled point-of-sale system offers an end-to-end solution that’s efficient and reliable.

The benefits of electronic payment gateways include shorter lines and faster checkouts that are sure to keep your customers satisfied and, for merchants, a reduction in operating costs by eliminating multiple dedicated phone lines and consolidating service costs for broadband.

To accept and process credit cards, a Point-of-Sale system is required. If you don’t have a POS System, we can offer this to you to purchase.

Point-of-sale terminals are the backbone of face-to-face (card present) credit card processing in the retail environment. A variety of state-of-the-art, PCI-compliant terminals are available to merchants.

Everything needed to process a credit card or signature debit card transaction can be found in a countertop point-of-sale terminal, including a magnetic card reader, phone or Internet connection to the processor and a receipt printer. With the addition of a keypad, you’re ready to process PIN debit cards as well.